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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/06/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.531% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.737 Points$2,358 Points Fee
|
$5,654 Total Fees$3,296 Lender Fees
|
5 Years ARM | |
|
5.612% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.740 Points$2,368 Points Fee
|
$3,968 Total Fees$1,600 Lender Fees
|
5 Years ARM | |
|
5.616% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.940 Points$3,008 Points Fee
|
$4,103 Total Fees$1,095 Lender Fees
|
5 Years ARM | |
|
5.629% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.806 Points$2,579 Points Fee
|
$4,574 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
|
5.745% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.979 Points$3,133 Points Fee
|
$4,321 Total Fees$1,188 Lender Fees
|
5 Years ARM | |
|
5.859% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.847 Points$2,710 Points Fee
|
$3,805 Total Fees$1,095 Lender Fees
|
5 Years ARM | |
|
6.139% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
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| Your home's value could help you save. | ||||||
PENNYMAC |
5.940% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.704 Points$2,253 Points Fee
|
$2,253 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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