Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.140% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.754 Points$2,413 Points Fee
$5,202 Total Fees$2,789 Lender Fees
 5 Years ARM
5.153% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.754 Points$2,413 Points Fee
$5,709 Total Fees$3,296 Lender Fees
 5 Years ARM
5.238% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.942 Points$3,014 Points Fee
$4,109 Total Fees$1,095 Lender Fees
 5 Years ARM
5.495% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.993 Points$3,178 Points Fee
$4,273 Total Fees$1,095 Lender Fees
 5 Years ARM
5.749% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.990 Points$3,168 Points Fee
$4,456 Total Fees$1,288 Lender Fees
 5 Years ARM
5.757% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.957 Points$3,062 Points Fee
$4,662 Total Fees$1,600 Lender Fees
 5 Years ARM
5.867% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.948 Points$3,034 Points Fee
$4,216 Total Fees$1,182 Lender Fees
 5 Years ARM
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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