Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.675% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.938 Points$3,002 Points Fee
$6,298 Total Fees$3,296 Lender Fees
 10 Years ARM
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.882 Points$2,822 Points Fee
$3,917 Total Fees$1,095 Lender Fees
 10 Years ARM
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.924 Points$2,957 Points Fee
$4,339 Total Fees$1,382 Lender Fees
 10 Years ARM
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.829 Points$2,653 Points Fee
$2,653 Total Fees$0 Lender Fees
 10 Years ARM
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5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.857 Points$2,742 Points Fee
$2,742 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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