Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.591% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.511 Points$1,635 Points Fee
$3,235 Total Fees$1,600 Lender Fees
 10 Years ARM
5.827% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.533 Points$1,706 Points Fee
$2,701 Total Fees$995 Lender Fees
 10 Years ARM
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.849 Points$2,717 Points Fee
$3,312 Total Fees$595 Lender Fees
 10 Years ARM
6.123% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.953 Points$3,050 Points Fee
$4,338 Total Fees$1,288 Lender Fees
 10 Years ARM
6.130% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.894 Points$2,861 Points Fee
$4,461 Total Fees$1,600 Lender Fees
 10 Years ARM
6.300% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 10 Years ARM
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6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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