Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.636% APR 5.490% Rate 15 day rate lock $1,815 Payment per month
0.997 Points$3,190 Points Fee
$5,185 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.747% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,295 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.776% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.947 Points$3,030 Points Fee
$9,830 Total Fees$6,800 Lender Fees
 30 Years Fixed
5.812% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$3,608 Total Fees$1,208 Lender Fees
 30 Years Fixed
5.939% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.697 Points$2,230 Points Fee
$2,230 Total Fees$0 Lender Fees
 30 Years Fixed
5.980% APR 5.874% Rate 30 day rate lock $1,893 Payment per month
0.810 Points$2,592 Points Fee
$3,687 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.981% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.745 Points$2,384 Points Fee
$3,679 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.845 Points$2,704 Points Fee
$4,099 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.598 Points$1,914 Points Fee
$1,914 Total Fees$0 Lender Fees
 30 Years Fixed
6.508% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.934 Points$2,989 Points Fee
$4,484 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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