Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.058% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.105% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,306 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.763 Points$2,442 Points Fee
$3,452 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.475 Points$1,520 Points Fee
$2,420 Total Fees$900 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.866 Points$2,771 Points Fee
$2,771 Total Fees$0 Lender Fees
 30 Years Fixed
6.484% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.680 Points$2,176 Points Fee
$3,670 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.837 Points$2,678 Points Fee
$3,773 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.810 Points$2,592 Points Fee
$3,987 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.498% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.888 Points$2,842 Points Fee
$4,137 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.523% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.966 Points$3,091 Points Fee
$4,979 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.566% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.573 Points$1,834 Points Fee
$2,534 Total Fees$700 Lender Fees
 30 Years Fixed
6.689% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.660 Points$2,112 Points Fee
$2,112 Total Fees$0 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.074% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.838 Points$2,682 Points Fee
$2,880 Total Fees$198 Lender Fees
 30 Years Fixed
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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