Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.051% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$6,099 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,323 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.170% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$6,073 Total Fees$4,073 Lender Fees
 30 Years Fixed
6.179% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.984 Points$3,149 Points Fee
$3,744 Total Fees$595 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.973 Points$3,114 Points Fee
$4,509 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.259% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.816 Points$2,611 Points Fee
$4,606 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.328 Points$1,050 Points Fee
$2,100 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.312% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$2,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.844 Points$2,701 Points Fee
$2,701 Total Fees$0 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.414 Points$1,325 Points Fee
$2,720 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.881 Points$2,819 Points Fee
$2,819 Total Fees$0 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.639 Points$2,045 Points Fee
$3,140 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.627 Points$2,006 Points Fee
$3,301 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.349% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$3,352 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.351% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.757 Points$2,422 Points Fee
$3,658 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.755 Points$2,416 Points Fee
$4,044 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.384% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.646 Points$2,067 Points Fee
$8,867 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.474% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.701 Points$2,243 Points Fee
$3,471 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.485% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.810 Points$2,592 Points Fee
$3,780 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$3,926 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.615 Points$1,968 Points Fee
$4,815 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.566% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$2,544 Total Fees$0 Lender Fees
 30 Years Fixed
6.757% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.903 Points$2,890 Points Fee
$4,385 Total Fees$1,495 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
Refinance to lower your rate
Proud to help you find the home loan of your future
Low rates, quick quote & approval
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in