Home Mortgage Loan Ratesin North Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/19/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.203% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.347 Points
$2,496 Lender Fees
 30 Years Fixed
Premium
2.886% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.141 Points
$352 Lender Fees
 30 Years Fixed
2.938% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.419 Points
$2,042 Lender Fees
 30 Years Fixed
3.906% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
-0.125 Points
$938 Lender Fees
 30 Years Fixed
3.145% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.257 Points
$642 Lender Fees
 30 Years Fixed
3.376% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.007 Points
$18 Lender Fees
 30 Years Fixed
3.781% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
-0.125 Points
$938 Lender Fees
 30 Years Fixed
3.009% APR 3.000% Rate 45 day rate lock $1,055 Payment per month
0.116 Points
$290 Lender Fees
 30 Years Fixed
3.039% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed
3.037% APR 3.000% Rate 45 day rate lock $1,055 Payment per month
0.479 Points
$1,198 Lender Fees
 30 Years Fixed
3.179% APR 3.150% Rate 30 day rate lock $1,075 Payment per month
0.371 Points
$928 Lender Fees
 30 Years Fixed
2.875% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
-0.164 Points
($410) Lender Fees
 30 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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