Home Mortgage Loan Ratesin North Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/16/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.842% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.944 Points$3,021 Points Fee
$3,021 Total Fees$0 Lender Fees
 30 Years Fixed
6.932% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.106% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.997 Points$3,190 Points Fee
$3,440 Total Fees$250 Lender Fees
 30 Years Fixed
7.124% APR 6.999% Rate 30 day rate lock $2,129 Payment per month
0.930 Points$2,976 Points Fee
$4,031 Total Fees$1,055 Lender Fees
 30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
7.785% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.562 Points$1,798 Points Fee
$4,998 Total Fees$3,200 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Buying rural? $0 down USDA Loan Specialists
8.087% APR 8.000% Rate 30 day rate lock $2,349 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
 30 Years Fixed
7.097% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.732 Points$2,342 Points Fee
$3,226 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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