Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.913% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$5,699 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.007% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.808 Points$2,586 Points Fee
$4,581 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.044% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,993 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.086% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,330 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.925 Points$2,960 Points Fee
$2,960 Total Fees$0 Lender Fees
 30 Years Fixed
6.087% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.744 Points$2,381 Points Fee
$7,448 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.100% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,515 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.108% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.108% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.928 Points$2,970 Points Fee
$4,065 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.110% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,795 Total Fees$995 Lender Fees
 30 Years Fixed
6.116% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.738 Points$2,362 Points Fee
$4,357 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.152% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.920 Points$2,944 Points Fee
$5,239 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.582 Points$1,862 Points Fee
$3,862 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.884 Points$2,829 Points Fee
$4,057 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.245% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.708 Points$2,266 Points Fee
$8,466 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.246% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.945 Points$3,024 Points Fee
$4,119 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.990 Points$3,168 Points Fee
$4,662 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.311% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.642 Points$2,054 Points Fee
$2,054 Total Fees$0 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.600 Points$1,920 Points Fee
$2,940 Total Fees$1,020 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.730 Points$2,336 Points Fee
$3,731 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.382% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.960 Points$3,072 Points Fee
$4,467 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.390% APR 6.390% Rate 30 day rate lock $2,000 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.746 Points$2,387 Points Fee
$2,387 Total Fees$0 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.807 Points$2,582 Points Fee
$2,582 Total Fees$0 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.632 Points$2,022 Points Fee
$3,350 Total Fees$1,328 Lender Fees
 30 Years Fixed
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6.211% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.924 Points$2,957 Points Fee
$2,957 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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