Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.921% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.021% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.774 Points$2,477 Points Fee
$5,144 Total Fees$2,667 Lender Fees
 30 Years Fixed
6.116% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.986 Points$3,155 Points Fee
$4,350 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.889 Points$2,845 Points Fee
$2,845 Total Fees$0 Lender Fees
 30 Years Fixed
6.270% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.919 Points$2,941 Points Fee
$4,941 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.290% APR 6.290% Rate 30 day rate lock $1,979 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.326% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.808 Points$2,586 Points Fee
$2,586 Total Fees$0 Lender Fees
 30 Years Fixed
6.377% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.977 Points$3,126 Points Fee
$4,301 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.382% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.811 Points$2,595 Points Fee
$4,483 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.394% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.925 Points$2,960 Points Fee
$4,955 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.451% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.580 Points$1,856 Points Fee
$2,556 Total Fees$700 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.833 Points$2,666 Points Fee
$3,993 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.541% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.429 Points$1,373 Points Fee
$1,373 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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