Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/10/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.349% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.839 Points$2,685 Points Fee
$7,675 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.510% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.980 Points$3,136 Points Fee
$4,531 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.566% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.788 Points$2,522 Points Fee
$2,522 Total Fees$0 Lender Fees
 30 Years Fixed
6.571% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.622 Points$1,990 Points Fee
$2,690 Total Fees$700 Lender Fees
 30 Years Fixed
6.606% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.740 Points$2,368 Points Fee
$3,696 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.720% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.983 Points$3,146 Points Fee
$3,146 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
Numbers you can trust
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in