Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.746% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.975 Points$3,120 Points Fee
$4,245 Total Fees$1,125 Lender Fees
 30 Years Fixed
5.845% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.849% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.460 Points$1,472 Points Fee
$3,467 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.927% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.560 Points$1,792 Points Fee
$1,792 Total Fees$0 Lender Fees
 30 Years Fixed
5.959% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.568 Points$1,818 Points Fee
$2,913 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.941 Points$3,011 Points Fee
$3,011 Total Fees$0 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.700 Points$2,240 Points Fee
$3,450 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.110% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.821 Points$2,627 Points Fee
$3,955 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.129% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.872 Points$2,790 Points Fee
$4,790 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$2,880 Total Fees$0 Lender Fees
 30 Years Fixed
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5.827% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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