Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.266% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.451% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.794 Points$2,541 Points Fee
$2,541 Total Fees$0 Lender Fees
 30 Years Fixed
6.699% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.549 Points$1,757 Points Fee
$2,457 Total Fees$700 Lender Fees
 30 Years Fixed
6.770% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.835% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.973 Points$3,114 Points Fee
$3,114 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
PenFed membership is open to everyone, including you.
Numbers you can trust
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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