Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.879% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,499 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.990% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
5.990% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.624 Points$1,997 Points Fee
$3,992 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.019% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$5,067 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.038% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$5,868 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.044% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,993 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.076% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
 30 Years Fixed
6.085% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.925 Points$2,960 Points Fee
$2,960 Total Fees$0 Lender Fees
 30 Years Fixed
6.093% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.484 Points$1,549 Points Fee
$3,544 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.097% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.778 Points$2,490 Points Fee
$3,685 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.881 Points$2,819 Points Fee
$4,214 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.194% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.731 Points$2,339 Points Fee
$2,339 Total Fees$0 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,983 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.869 Points$2,781 Points Fee
$4,009 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.239% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.885 Points$2,832 Points Fee
$3,927 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.245% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.702 Points$2,246 Points Fee
$8,446 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.267% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.903 Points$2,890 Points Fee
$4,890 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.289% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.915 Points$2,928 Points Fee
$5,775 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,300 Total Fees$900 Lender Fees
 30 Years Fixed
6.373% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.833 Points$2,666 Points Fee
$4,160 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$3,465 Total Fees$1,327 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
As low as 0% down options & down payment assistance
6.194% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.745 Points$2,384 Points Fee
$2,384 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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