Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.088% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.749 Points$2,397 Points Fee
$7,464 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.126% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.741 Points$2,371 Points Fee
$4,366 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.234% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$8,081 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.871 Points$2,787 Points Fee
$4,782 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.280% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.939 Points$3,005 Points Fee
$5,300 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.284% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$5,593 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.547 Points$1,750 Points Fee
$1,750 Total Fees$0 Lender Fees
 30 Years Fixed
6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$1,760 Total Fees$0 Lender Fees
 30 Years Fixed
6.319% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.400 Points$1,280 Points Fee
$2,330 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.422 Points$1,350 Points Fee
$2,545 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$2,595 Total Fees$995 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.503 Points$1,610 Points Fee
$2,705 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.335% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,890 Total Fees$890 Lender Fees
 30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.600 Points$1,920 Points Fee
$2,920 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,583 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.390% APR 6.390% Rate 30 day rate lock $2,000 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.398% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.987 Points$3,158 Points Fee
$9,358 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.437% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.648 Points$2,074 Points Fee
$2,074 Total Fees$0 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$3,290 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.839 Points$2,685 Points Fee
$4,080 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.636 Points$2,035 Points Fee
$4,882 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.549 Points$1,757 Points Fee
$3,251 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.619% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.874 Points$2,797 Points Fee
$4,124 Total Fees$1,327 Lender Fees
 30 Years Fixed
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.991 Points$3,171 Points Fee
$3,171 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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