Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/20/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.890% APR 5.890% Rate 30 day rate lock $1,896 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
5.940% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$6,743 Total Fees$3,543 Lender Fees
 30 Years Fixed
5.963% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.967% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.372 Points$1,190 Points Fee
$3,185 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.675 Points$2,160 Points Fee
$3,335 Total Fees$1,175 Lender Fees
 30 Years Fixed
5.980% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.675 Points$2,160 Points Fee
$3,650 Total Fees$1,490 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,170 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.884 Points$2,829 Points Fee
$4,647 Total Fees$1,818 Lender Fees
 30 Years Fixed
6.010% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.908 Points$2,906 Points Fee
$9,106 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.015% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,977 Total Fees$2,177 Lender Fees
 30 Years Fixed
6.015% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.888 Points$2,842 Points Fee
$4,842 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.075% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.804 Points$2,573 Points Fee
$2,573 Total Fees$0 Lender Fees
 30 Years Fixed
6.100% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.645 Points$2,064 Points Fee
$3,459 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.102% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.859 Points$2,749 Points Fee
$3,844 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.109% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.825 Points$2,640 Points Fee
$3,850 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.124% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.832 Points$2,662 Points Fee
$4,444 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.984 Points$3,149 Points Fee
$3,149 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
America's #1 Retail Lender (Scottsman Guide)
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.991 Points$3,171 Points Fee
$3,171 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in