Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.338% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,362 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.400% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.969 Points$3,101 Points Fee
$5,096 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.434% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$6,393 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.439% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.675 Points$2,160 Points Fee
$2,160 Total Fees$0 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.404 Points$1,293 Points Fee
$3,588 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.608% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.521 Points$1,667 Points Fee
$7,867 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.745% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.780 Points$2,496 Points Fee
$3,990 Total Fees$1,494 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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