Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.085% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.104% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.922 Points$2,950 Points Fee
$8,017 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.227% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,993 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.233% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$8,362 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.248% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.923 Points$2,954 Points Fee
$4,336 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.265% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.881 Points$2,819 Points Fee
$4,814 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.302% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$1,760 Total Fees$0 Lender Fees
 30 Years Fixed
6.314% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.550 Points$1,760 Points Fee
$2,301 Total Fees$541 Lender Fees
 30 Years Fixed
6.324% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.600 Points$1,920 Points Fee
$2,920 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.495 Points$1,584 Points Fee
$3,584 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.579 Points$1,853 Points Fee
$4,148 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.962 Points$3,078 Points Fee
$4,273 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.711 Points$2,275 Points Fee
$3,511 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.678 Points$2,170 Points Fee
$3,565 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.492% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.632 Points$2,022 Points Fee
$8,222 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.498% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.964 Points$3,085 Points Fee
$4,180 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.519% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.960 Points$3,072 Points Fee
$4,972 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.532% APR 6.490% Rate 35 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$1,395 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.915 Points$2,928 Points Fee
$2,928 Total Fees$0 Lender Fees
 30 Years Fixed
6.590% APR 6.590% Rate 30 day rate lock $2,042 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.628% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.970 Points$3,104 Points Fee
$4,432 Total Fees$1,328 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.749 Points$2,397 Points Fee
$2,397 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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