Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.023% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.984 Points$3,149 Points Fee
$5,144 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.064% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.077% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,150 Total Fees$4,750 Lender Fees
 30 Years Fixed
6.078% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,273 Total Fees$4,873 Lender Fees
 30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.989 Points$3,165 Points Fee
$4,360 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.138% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.769 Points$2,461 Points Fee
$4,756 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.862 Points$2,758 Points Fee
$2,758 Total Fees$0 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.560 Points$1,792 Points Fee
$3,187 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.245% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.945 Points$3,024 Points Fee
$4,119 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.247% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.722 Points$2,310 Points Fee
$8,510 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.267% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.675 Points$2,160 Points Fee
$5,007 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.338% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.590 Points$1,888 Points Fee
$3,116 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.714 Points$2,285 Points Fee
$3,779 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.397% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$3,875 Total Fees$1,328 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.193% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.742 Points$2,374 Points Fee
$2,374 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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