Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.901% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$5,299 Total Fees$3,699 Lender Fees
 30 Years Fixed
5.987% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$8,325 Total Fees$5,125 Lender Fees
 30 Years Fixed
5.992% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$8,481 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.006% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.793 Points$2,538 Points Fee
$4,533 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.007% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.801 Points$2,563 Points Fee
$4,558 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.041% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.093% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.737 Points$2,358 Points Fee
$3,553 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.096% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.104% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.827 Points$2,646 Points Fee
$3,941 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.108% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.118% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.746 Points$2,387 Points Fee
$4,387 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.119% APR 5.990% Rate 35 day rate lock $1,917 Payment per month
0.953 Points$3,050 Points Fee
$4,445 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.124% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.130% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.922 Points$2,950 Points Fee
$4,582 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.706 Points$2,259 Points Fee
$4,554 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.136% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.901 Points$2,883 Points Fee
$9,083 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.646 Points$2,067 Points Fee
$3,162 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.701 Points$2,243 Points Fee
$3,479 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.230% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.778 Points$2,490 Points Fee
$3,718 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.235% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.877 Points$2,806 Points Fee
$3,826 Total Fees$1,020 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,830 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.990 Points$3,168 Points Fee
$4,662 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.316% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.696 Points$2,227 Points Fee
$2,227 Total Fees$0 Lender Fees
 30 Years Fixed
6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
 30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.632 Points$2,022 Points Fee
$3,350 Total Fees$1,328 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.211% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.921 Points$2,947 Points Fee
$2,947 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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