Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/28/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.719% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.734% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.825% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
 30 Years Fixed
5.846% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.702 Points$2,246 Points Fee
$3,341 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.873 Points$2,794 Points Fee
$4,121 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.090% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.860 Points$2,752 Points Fee
$3,452 Total Fees$700 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.993 Points$3,178 Points Fee
$3,178 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
5.703% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.854 Points$2,733 Points Fee
$2,733 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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