Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.887% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$4,906 Total Fees$3,306 Lender Fees
 30 Years Fixed
5.887% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$4,800 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.887% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$4,800 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.894% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$5,050 Total Fees$1,850 Lender Fees
 30 Years Fixed
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.978% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.744 Points$2,381 Points Fee
$3,576 Total Fees$1,195 Lender Fees
 30 Years Fixed
5.997% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.069% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.853 Points$2,730 Points Fee
$2,730 Total Fees$0 Lender Fees
 30 Years Fixed
6.070% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.864 Points$2,765 Points Fee
$2,765 Total Fees$0 Lender Fees
 30 Years Fixed
6.103% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,633 Total Fees$1,233 Lender Fees
 30 Years Fixed
6.115% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.895 Points$2,864 Points Fee
$3,959 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.130% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.884 Points$2,829 Points Fee
$4,829 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.195% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.746 Points$2,387 Points Fee
$2,387 Total Fees$0 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$2,880 Total Fees$0 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.786 Points$2,515 Points Fee
$3,215 Total Fees$700 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.811 Points$2,595 Points Fee
$3,770 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.607 Points$1,942 Points Fee
$3,830 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.268% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.942 Points$3,014 Points Fee
$5,009 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.329% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.835 Points$2,672 Points Fee
$2,672 Total Fees$0 Lender Fees
 30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.940 Points$3,008 Points Fee
$4,335 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.980 Points$3,136 Points Fee
$3,136 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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