Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.864% APR 6.750% Rate 15 day rate lock $2,076 Payment per month
0.543 Points$1,738 Points Fee
$3,733 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.899% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.300 Points$960 Points Fee
$5,073 Total Fees$4,113 Lender Fees
 30 Years Fixed
6.945% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$6,775 Total Fees$4,375 Lender Fees
 30 Years Fixed
6.950% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.978% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.925 Points$2,960 Points Fee
$3,501 Total Fees$541 Lender Fees
 30 Years Fixed
6.980% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.811 Points$2,595 Points Fee
$7,590 Total Fees$4,995 Lender Fees
 30 Years Fixed
6.987% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$7,950 Total Fees$4,750 Lender Fees
 30 Years Fixed
6.990% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.829 Points$2,653 Points Fee
$3,841 Total Fees$1,188 Lender Fees
 30 Years Fixed
7.044% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.544 Points$1,741 Points Fee
$1,741 Total Fees$0 Lender Fees
 30 Years Fixed
7.094% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.137% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.744 Points$2,381 Points Fee
$8,581 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.236% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
1.000 Points$3,200 Points Fee
$7,745 Total Fees$4,545 Lender Fees
 30 Years Fixed
7.254% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.740 Points$2,368 Points Fee
$4,268 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.466% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.899 Points$2,877 Points Fee
$2,877 Total Fees$0 Lender Fees
 30 Years Fixed
7.533% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
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7.190% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.647 Points$2,070 Points Fee
$2,070 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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