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Home Equity Lenders
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| Get a cash estimate in as little as 3 min — no credit hit. | View Details
Conditions: • Get a cash estimate in as little as 3 min — no credit hit. • One Day HELOC™: 24-hr approval, cash in 7 days. • AI shops lenders to find you the best rate. • Tap up to 90% equity — simple online process. • Fastest-growing digital HELOC lender in U.S. • $1,279 avg monthly savings via debt consolidation
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6.590% APR | 6.590% Rate | $877 Est. Payment per month | View Details
Conditions: Conditions… Variable APR of Prime minus .51% in all states. Min loan amount $10,000. Max loan amount $300,000. 30-year term. Annual fee of $275. See conditions for guarantee at thirdfederal.com.
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6.990% APR | 6.990% Rate | $899 Est. Payment per month | View Details
Conditions: Home Equity loans are available through Achieve Loans (NMLS ID #1810501). Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $500,000, subject to limitations on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 5.875% - 13.500% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and may include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV may be limited to 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Equal Housing Opportunity
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| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | View Details
Conditions: The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
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| Renovating? Work with experts in renovation financing | View Details
Conditions: Renovation loans available through RenoFi. RenoFi is a broker and does not make credit decisions; loans underwritten and funded by third party lenders. Not available in all states. Not all borrowers or property types qualify. Terms and conditions apply, including acceptable membership requirements stipulated by third-party credit union lenders. Loans above $500K may be subject to additional limitation and underwriting requirements. Closing costs and loan fees apply. Equal Housing Opportunity. NMLS # 1802847 (www.nmlsconsumeraccess.org). In CA: Renovation Technologies Holdings Inc. (NMLS # 2412747), CA Department of Real Estate Broker License # 02195141.
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| Get cash now in exchange for a percentage of your homes future equity. | View Details
Conditions: Unlock isn't a lender & doesn't offer loans, so you don't need perfect credit to apply! No Additional Debt!
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| Access your home’s equity without replacing your current mortgage | View Details
Conditions: Refi.com does not offer Home Equity Line-of-Credit (HELOC) or Home Equity Loans; HELOC and Home Equity Loans are independently underwritten by third-party lending partners and are subject to their terms and conditions. Refinancing may result in higher finance charges over the life of the loan. Not available in all states. Refi.com is a DBA of Mortgage Research Center, LLC. NMLS #1907 (www.nmlsconsumeraccess.org) 1930 W Bennett St., Suite 100, Springfield, MO 65807 Equal Housing Opportunity.
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| Home Equity Loans & Refinance – Cash out | View Details
Conditions: • Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
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Republic BankLast Updated: 10/10/2025
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7.625% APR | 7.625% Rate | $935 Est. Payment per month | |
Fifth ThirdLast Updated: 10/10/2025
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6.840% APR | 6.840% Rate | $890 Est. Payment per month | |
Regions BankLast Updated: 10/10/2025
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8.375% APR | 8.375% Rate | $978 Est. Payment per month | |
Huntington BankLast Updated: 10/10/2025
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7.350% APR | 7.350% Rate | $919 Est. Payment per month | |
Navy FCULast Updated: 10/10/2025
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7.950% APR | 7.950% Rate | $953 Est. Payment per month | |
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