Best KY HELOC RatesKentucky Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in Kentucky

(Last Updated: 05/03/2024)
Home Equity Lenders
APR
Rate
Initial Draw
 Contact details
7.490% APR 7.490% Rate $0 Min. Initial Draw Amount
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
Home Equity Lines, Refinance, & Second Mortgages
Conditions:
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
Cash-Out and Home Equity Options Available.
Conditions:
Cash-Out and Home Equity Options Available.
  • Home Improvement, Buy a Vacation Home
  • 303k+ positive reviews, A rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
9.140% APR 9.140% Rate $0 Min. Initial Draw Amount
6.990% Intro APR
8.500% After Intro PeriodIntro Period: 6 months		 8.500% Rate $0 Min. Initial Draw Amount
6.790% Intro APR
8.250% After Intro PeriodIntro Period: 12 months		 8.250% Rate $0 Min. Initial Draw Amount
9.000% APR 9.000% Rate $0 Min. Initial Draw Amount
6.990% Intro APR
9.850% After Intro PeriodIntro Period: 12 months		 9.850% Rate $25,000 Min. Initial Draw Amount
7.490% Intro APR
9.400% After Intro PeriodIntro Period: 6 months		 9.400% Rate $100,000 Min. Initial Draw Amount
9.625% APR 9.625% Rate $0 Min. Initial Draw Amount
6.600% Intro APR
8.350% After Intro PeriodIntro Period: 6 months		 8.350% Rate $0 Min. Initial Draw Amount
8.450% APR 8.450% Rate $40,000 Min. Initial Draw Amount
8.750% APR 8.750% Rate $0 Min. Initial Draw Amount
9.000% APR 9.000% Rate $0 Min. Initial Draw Amount
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Rate and product details.

Kentucky home equity line of credit (HELOC) rates can vary based on several factors, including the lender, the borrower's creditworthiness, and prevailing economic conditions. Typically, these rates are competitive, offering a flexible option for homeowners in Kentucky looking to leverage the equity in their homes for renovations, debt consolidation, or other financial needs.

It's important for borrowers to compare rates from different lenders and consider their variable nature, as HELOC rates are often tied to market indices and can fluctuate over time.

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