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Home Mortgage Loan Ratesin Colorado
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 06/01/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.543% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.811 Points$2,595 Points Fee
|
$9,290 Total Fees$6,695 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.622% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.644 Points$2,061 Points Fee
|
$12,534 Total Fees$10,473 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.634% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.644 Points$2,061 Points Fee
|
$12,786 Total Fees$10,725 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.671% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.762 Points$2,438 Points Fee
|
$9,670 Total Fees$7,232 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.753% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.777 Points$2,486 Points Fee
|
$8,086 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.779% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.667 Points$2,134 Points Fee
|
$9,429 Total Fees$7,295 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.855% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.558 Points$1,786 Points Fee
|
$7,386 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.888% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.625 Points$2,000 Points Fee
|
$8,600 Total Fees$6,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.896% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.521 Points$1,667 Points Fee
|
$13,467 Total Fees$11,800 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.925% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$9,970 Total Fees$7,170 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.052% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.807 Points$2,582 Points Fee
|
$10,177 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.198% APR | 5.990% Rate 35 day rate lock | $1,917 Payment per month |
0.000 Points$0 Points Fee
|
$6,995 Total Fees$6,995 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.273% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.656 Points$2,099 Points Fee
|
$9,699 Total Fees$7,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.434% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.765 Points$2,448 Points Fee
|
$10,895 Total Fees$8,447 Lender Fees
|
30 Years FixedFHA Loan | |
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| Proud to help you find the home loan of your future | ||||||
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| Numbers you can trust | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
PENNYMAC |
6.748% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.826 Points$2,643 Points Fee
|
$8,243 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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