Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.521% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.549 Points$1,757 Points Fee
$8,452 Total Fees$6,695 Lender Fees
 30 Years FixedFHA Loan
6.548% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.885 Points$2,832 Points Fee
$9,482 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
6.549% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.876 Points$2,803 Points Fee
$9,611 Total Fees$6,808 Lender Fees
 30 Years FixedFHA Loan
6.644% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.605 Points$1,936 Points Fee
$8,536 Total Fees$6,600 Lender Fees
 30 Years FixedFHA Loan
6.696% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.905 Points$2,896 Points Fee
$10,491 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
6.871% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.743 Points$2,378 Points Fee
$7,978 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.014% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.988 Points$3,162 Points Fee
$8,762 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.057% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.860 Points$2,752 Points Fee
$10,352 Total Fees$7,600 Lender Fees
 30 Years FixedFHA Loan
7.183% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.935 Points$2,992 Points Fee
$10,587 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.236% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.499 Points$1,597 Points Fee
$8,372 Total Fees$6,775 Lender Fees
 30 Years FixedFHA Loan
7.262% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.941 Points$3,011 Points Fee
$9,311 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
6.601% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.411 Points$1,315 Points Fee
$6,915 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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