Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.990% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.372 Points$1,190 Points Fee
$7,885 Total Fees$6,695 Lender Fees
 30 Years FixedFHA Loan
7.042% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.990 Points$3,168 Points Fee
$9,818 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
7.158% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$9,595 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.236% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.869 Points$2,781 Points Fee
$8,381 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.718% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.586 Points$1,875 Points Fee
$8,175 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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