Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.559% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.872 Points$2,790 Points Fee
$11,318 Total Fees$8,528 Lender Fees
 30 Years FixedVA Loan
5.587% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.786 Points$2,515 Points Fee
$7,703 Total Fees$5,188 Lender Fees
 30 Years FixedVA Loan
5.650% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.961 Points$3,075 Points Fee
$14,525 Total Fees$11,450 Lender Fees
 30 Years FixedVA Loan
5.698% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.659 Points$2,109 Points Fee
$7,404 Total Fees$5,295 Lender Fees
 30 Years FixedVA Loan
5.700% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.643 Points$2,058 Points Fee
$7,241 Total Fees$5,183 Lender Fees
 30 Years FixedVA Loan
5.800% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.681 Points$2,179 Points Fee
$6,179 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.843% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.657 Points$2,102 Points Fee
$7,702 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.945% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.886 Points$2,835 Points Fee
$6,835 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.002% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.891 Points$2,851 Points Fee
$8,846 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
Discover multiple refinance options
Refinance to lower your rate
Your home's value could help you save.
Low rates, quick quote & approval
Refi from your sofa. It’s surprisingly simple.
America's #1 Retail Lender (Scottsman Guide)
5.542% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.624 Points$1,997 Points Fee
$5,997 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Home with American flag