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Home Mortgage Loan Ratesin West Virginia
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/03/2026)
Veterans: Get Qualified for $0 Down|
Lender
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APR
|
Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
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5.521% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.352 Points$1,126 Points Fee
|
$9,776 Total Fees$8,650 Lender Fees
|
30 Years FixedVA Loan | |
|
5.616% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.961 Points$3,075 Points Fee
|
$13,275 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.678% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.842 Points$2,694 Points Fee
|
$6,694 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.707% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.913 Points$2,922 Points Fee
|
$7,717 Total Fees$4,795 Lender Fees
|
30 Years FixedVA Loan | |
|
6.025% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.376 Points$1,203 Points Fee
|
$5,203 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
PENNYMAC |
5.541% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.604 Points$1,933 Points Fee
|
$5,933 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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