Home Mortgage Loan Ratesin Vermont

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.179% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.789 Points$2,525 Points Fee
$6,525 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.192% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.931 Points$2,979 Points Fee
$6,979 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.296% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.580 Points$1,856 Points Fee
$5,856 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.329% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$6,995 Total Fees$4,995 Lender Fees
30 Years FixedVA Loan
6.721% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.948 Points$3,034 Points Fee
$7,734 Total Fees$4,700 Lender Fees
30 Years FixedVA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Home with American flag