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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/24/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.252% APR | 4.990% Rate 30 day rate lock | $1,716 Payment per month |
0.751 Points$2,403 Points Fee
|
$9,603 Total Fees$7,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.421% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.672 Points$2,150 Points Fee
|
$6,150 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.427% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.747 Points$2,390 Points Fee
|
$6,390 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.450% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
1.000 Points$3,200 Points Fee
|
$7,200 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.575% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.987 Points$3,158 Points Fee
|
$7,158 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.578% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.672 Points$2,150 Points Fee
|
$7,358 Total Fees$5,208 Lender Fees
|
30 Years FixedVA Loan | |
|
5.602% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.922 Points$2,950 Points Fee
|
$8,245 Total Fees$5,295 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.311% APR | 5.125% Rate 30 day rate lock | $1,743 Payment per month |
0.865 Points$2,768 Points Fee
|
$6,768 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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