Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/29/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.910% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.501 Points$1,603 Points Fee
$5,603 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.082% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$7,200 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.111% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,195 Total Fees$4,995 Lender Fees
30 Years FixedVA Loan
6.188% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.424 Points$1,357 Points Fee
$6,565 Total Fees$5,208 Lender Fees
30 Years FixedVA Loan
6.193% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$7,002 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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