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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/03/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.481% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.352 Points$1,126 Points Fee
|
$8,422 Total Fees$7,296 Lender Fees
|
30 Years FixedVA Loan | |
|
5.576% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
1.000 Points$3,200 Points Fee
|
$7,200 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.602% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.940 Points$3,008 Points Fee
|
$8,216 Total Fees$5,208 Lender Fees
|
30 Years FixedVA Loan | |
|
5.609% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.876 Points$2,803 Points Fee
|
$13,003 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.609% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.743 Points$2,378 Points Fee
|
$8,468 Total Fees$6,090 Lender Fees
|
30 Years FixedVA Loan | |
|
5.667% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.720 Points$2,304 Points Fee
|
$6,304 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.669% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.736 Points$2,355 Points Fee
|
$6,355 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.702% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.858 Points$2,746 Points Fee
|
$7,541 Total Fees$4,795 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
PENNYMAC |
5.551% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.717 Points$2,294 Points Fee
|
$6,294 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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