Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/29/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.725% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.868 Points$2,778 Points Fee
$8,378 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.846% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.857 Points$2,742 Points Fee
$7,792 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.111% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,195 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
6.193% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$7,002 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.570% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.581 Points$1,859 Points Fee
$6,559 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
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0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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