Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.489% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.972 Points$3,110 Points Fee
$8,742 Total Fees$5,632 Lender Fees
 30 Years FixedVA Loan
5.512% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.148 Points$474 Points Fee
$9,541 Total Fees$9,067 Lender Fees
 30 Years FixedVA Loan
5.605% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.989 Points$3,165 Points Fee
$8,260 Total Fees$5,095 Lender Fees
 30 Years FixedVA Loan
5.620% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.873 Points$2,794 Points Fee
$8,789 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
5.627% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.664 Points$2,125 Points Fee
$9,024 Total Fees$6,899 Lender Fees
 30 Years FixedVA Loan
5.695% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.686 Points$2,195 Points Fee
$7,423 Total Fees$5,228 Lender Fees
 30 Years FixedVA Loan
5.716% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.936 Points$2,995 Points Fee
$8,045 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
5.720% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.689 Points$2,205 Points Fee
$12,405 Total Fees$10,200 Lender Fees
 30 Years FixedVA Loan
5.796% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.638 Points$2,042 Points Fee
$6,042 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.863% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.658 Points$2,106 Points Fee
$8,401 Total Fees$6,295 Lender Fees
 30 Years FixedVA Loan
5.955% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.996 Points$3,187 Points Fee
$7,187 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.062% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.778 Points$2,490 Points Fee
$6,490 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.218% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.580 Points$1,856 Points Fee
$7,856 Total Fees$6,000 Lender Fees
 30 Years FixedVA Loan
6.268% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.806 Points$2,579 Points Fee
$9,426 Total Fees$6,847 Lender Fees
 30 Years FixedVA Loan
6.409% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.000 Points$0 Points Fee
$5,395 Total Fees$5,395 Lender Fees
 30 Years FixedVA Loan
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Proud to help you find the home loan of your future
5.652% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.551 Points$1,763 Points Fee
$5,763 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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