Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.606% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.995 Points$3,184 Points Fee
$8,279 Total Fees$5,095 Lender Fees
 30 Years FixedVA Loan
5.685% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.809 Points$2,589 Points Fee
$6,589 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.722% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.710 Points$2,272 Points Fee
$8,272 Total Fees$6,000 Lender Fees
 30 Years FixedVA Loan
5.813% APR 5.624% Rate 30 day rate lock $1,842 Payment per month
0.829 Points$2,653 Points Fee
$6,653 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.821% APR 5.624% Rate 30 day rate lock $1,842 Payment per month
0.920 Points$2,944 Points Fee
$6,944 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.941% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.844 Points$2,701 Points Fee
$6,701 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.101% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.840 Points$2,688 Points Fee
$7,863 Total Fees$5,175 Lender Fees
 30 Years FixedVA Loan
6.324% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.654 Points$2,093 Points Fee
$6,793 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
6.383% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.919 Points$2,941 Points Fee
$8,936 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
PenFed membership is open to everyone, including you.
Numbers you can trust
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Home with American flag