Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.599% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.598 Points$1,914 Points Fee
$8,013 Total Fees$6,099 Lender Fees
 30 Years FixedVA Loan
5.723% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.863 Points$2,762 Points Fee
$8,393 Total Fees$5,631 Lender Fees
 30 Years FixedVA Loan
5.733% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.954 Points$3,053 Points Fee
$8,653 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.833% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.697 Points$2,230 Points Fee
$7,325 Total Fees$5,095 Lender Fees
 30 Years FixedVA Loan
5.855% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.960 Points$3,072 Points Fee
$8,122 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
5.901% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.000 Points$0 Points Fee
$5,295 Total Fees$5,295 Lender Fees
 30 Years FixedVA Loan
5.907% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.000 Points$0 Points Fee
$5,495 Total Fees$5,495 Lender Fees
 30 Years FixedVA Loan
5.931% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.421 Points$1,347 Points Fee
$6,347 Total Fees$5,000 Lender Fees
 30 Years FixedVA Loan
5.935% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.772 Points$2,470 Points Fee
$6,470 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.969% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.821 Points$2,627 Points Fee
$7,677 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.003% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.801 Points$2,563 Points Fee
$8,858 Total Fees$6,295 Lender Fees
 30 Years FixedVA Loan
6.062% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$6,506 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.119% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.774 Points$2,477 Points Fee
$8,472 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
6.220% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.770 Points$2,464 Points Fee
$7,674 Total Fees$5,210 Lender Fees
 30 Years FixedVA Loan
6.253% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.965 Points$3,088 Points Fee
$9,088 Total Fees$6,000 Lender Fees
 30 Years FixedVA Loan
6.512% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.689 Points$2,205 Points Fee
$9,052 Total Fees$6,847 Lender Fees
 30 Years FixedVA Loan
Veterans: Use your VA benefit to buy with 0% down
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As low as 0% down options & down payment assistance
Numbers you can trust
5.824% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.939 Points$3,005 Points Fee
$7,005 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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