Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.852% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.927 Points$2,966 Points Fee
$8,016 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
5.873% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.973 Points$3,114 Points Fee
$13,314 Total Fees$10,200 Lender Fees
 30 Years FixedVA Loan
5.931% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.410 Points$1,312 Points Fee
$6,312 Total Fees$5,000 Lender Fees
 30 Years FixedVA Loan
5.946% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.560 Points$1,792 Points Fee
$6,975 Total Fees$5,183 Lender Fees
 30 Years FixedVA Loan
6.108% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.567 Points$1,814 Points Fee
$8,109 Total Fees$6,295 Lender Fees
 30 Years FixedVA Loan
6.209% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.492 Points$1,574 Points Fee
$7,569 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
5.980% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
-0.113 Points($362) Points Fee
$3,638 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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