Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.315% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.911 Points$2,915 Points Fee
$7,009 Total Fees$4,094 Lender Fees
 30 Years FixedVA Loan
5.407% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.520 Points$1,664 Points Fee
$5,664 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.414% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.595 Points$1,904 Points Fee
$5,904 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.652% APR 5.500% Rate 45 day rate lock $1,817 Payment per month
0.125 Points$400 Points Fee
$5,395 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
5.702% APR 5.490% Rate 15 day rate lock $1,815 Payment per month
0.487 Points$1,558 Points Fee
$7,553 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
5.828% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.767 Points$2,454 Points Fee
$7,154 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
6.032% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.455 Points$1,456 Points Fee
$5,456 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
Every Mortgage Includes Free Home Price Protection
5.168% APR 4.990% Rate 30 day rate lock $1,716 Payment per month
0.785 Points$2,512 Points Fee
$6,512 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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