Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.460% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.743 Points$2,378 Points Fee
$7,706 Total Fees$5,328 Lender Fees
 30 Years FixedVA Loan
5.490% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.955 Points$3,056 Points Fee
$8,656 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.609% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.876 Points$2,803 Points Fee
$13,003 Total Fees$10,200 Lender Fees
 30 Years FixedVA Loan
5.698% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.756 Points$2,419 Points Fee
$7,419 Total Fees$5,000 Lender Fees
 30 Years FixedVA Loan
5.828% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.990 Points$3,168 Points Fee
$7,168 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.870% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.825 Points$2,640 Points Fee
$8,635 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
Veterans: Use your VA benefit to buy with 0% down
5.533% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.517 Points$1,654 Points Fee
$5,654 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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