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Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/19/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.817% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.862 Points$2,758 Points Fee
|
$6,758 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.877% APR | 5.624% Rate 30 day rate lock | $1,842 Payment per month |
0.913 Points$2,922 Points Fee
|
$8,922 Total Fees$6,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.914% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.546 Points$1,747 Points Fee
|
$5,747 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.916% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.567 Points$1,814 Points Fee
|
$5,814 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.984% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,195 Total Fees$4,995 Lender Fees
|
30 Years FixedVA Loan | |
|
6.072% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.885 Points$2,832 Points Fee
|
$6,832 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.099% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.776 Points$2,483 Points Fee
|
$7,907 Total Fees$5,424 Lender Fees
|
30 Years FixedVA Loan | |
|
6.459% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$7,100 Total Fees$4,700 Lender Fees
|
30 Years FixedVA Loan | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| 0% down payment USDA Loan options | ||||||
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| PenFed membership is open to everyone, including you. | ||||||
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| Numbers you can trust | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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