Home Mortgage Loan Ratesin Minnesota

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.436% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.842 Points$2,694 Points Fee
$6,694 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.552% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.729 Points$2,333 Points Fee
$6,333 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
5.689% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.956 Points$3,059 Points Fee
$7,059 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.200% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.791 Points$2,531 Points Fee
$7,231 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
5.426% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.734 Points$2,349 Points Fee
$6,349 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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