Home Mortgage Loan Ratesin Maine

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.640% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.415 Points$1,328 Points Fee
$5,328 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
5.649% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.512 Points$1,638 Points Fee
$5,638 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
5.708% APR 5.500% Rate 45 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$7,395 Total Fees$4,995 Lender Fees
30 Years FixedVA Loan
6.217% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.982 Points$3,142 Points Fee
$7,842 Total Fees$4,700 Lender Fees
30 Years FixedVA Loan
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
5.427% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.744 Points$2,381 Points Fee
$6,381 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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