Home Mortgage Loan Ratesin Maine

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/22/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.861% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.838 Points$2,682 Points Fee
$12,882 Total Fees$10,200 Lender Fees
30 Years FixedVA Loan
5.954% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.987 Points$3,158 Points Fee
$7,158 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
5.954% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.977 Points$3,126 Points Fee
$7,126 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
6.015% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.940 Points$3,008 Points Fee
$9,303 Total Fees$6,295 Lender Fees
30 Years FixedVA Loan
6.135% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.952 Points$3,046 Points Fee
$9,041 Total Fees$5,995 Lender Fees
30 Years FixedVA Loan
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
America's #1 Retail Lender (Scottsman Guide)
5.986% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
-0.051 Points($163) Points Fee
$3,837 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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