Home Mortgage Loan Ratesin Louisiana

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.852% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.739 Points$2,365 Points Fee
$12,565 Total Fees$10,200 Lender Fees
 30 Years FixedVA Loan
6.136% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.962 Points$3,078 Points Fee
$9,073 Total Fees$5,995 Lender Fees
 30 Years FixedVA Loan
As low as 0% down options & down payment assistance
America's #1 Retail Lender (Scottsman Guide)
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
-0.303 Points($970) Points Fee
$3,030 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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