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Home Mortgage Loan Ratesin Louisiana
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/02/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.609% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.876 Points$2,803 Points Fee
|
$13,003 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.870% APR | 5.625% Rate 15 day rate lock | $1,843 Payment per month |
0.825 Points$2,640 Points Fee
|
$8,635 Total Fees$5,995 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.524% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.417 Points$1,334 Points Fee
|
$5,334 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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