Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/17/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.405% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$9,600 Total Fees$7,200 Lender Fees
 30 Years FixedVA Loan
6.725% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.992 Points$3,174 Points Fee
$7,874 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
$0 down payment for Veterans homebuying with a VA Loan
Find answers to your mortgage questions
Buying rural? $0 down USDA Loan Specialists
7.597% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.944 Points$3,021 Points Fee
$7,021 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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