Home Mortgage Loan Ratesin Idaho

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.075% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.923 Points$2,954 Points Fee
$6,954 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.099% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$7,795 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
6.106% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$4,389 Total Fees$4,389 Lender Fees
 30 Years FixedVA Loan
6.568% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.559 Points$1,789 Points Fee
$6,489 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
PenFed membership is open to everyone, including you.
"Unlock Your Dream Home with Us!"
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Home with American flag

Idaho Cities Resource

Choose your city below to view local mortgage lenders in your area:

View More Cities