Sort By:
Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/27/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
5.486% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.759 Points$2,429 Points Fee
|
$8,528 Total Fees$6,099 Lender Fees
|
30 Years FixedVA Loan | |
|
5.700% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.352 Points$1,126 Points Fee
|
$7,121 Total Fees$5,995 Lender Fees
|
30 Years FixedVA Loan | |
|
5.730% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.802 Points$2,566 Points Fee
|
$12,766 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.821% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.915 Points$2,928 Points Fee
|
$6,928 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.888% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.935 Points$2,992 Points Fee
|
$9,287 Total Fees$6,295 Lender Fees
|
30 Years FixedVA Loan | |
|
6.038% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.522 Points$1,670 Points Fee
|
$5,670 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.243% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.860 Points$2,752 Points Fee
|
$8,752 Total Fees$6,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.535% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$5,395 Total Fees$5,395 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
5.692% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.997 Points$3,190 Points Fee
|
$7,190 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Idaho Cities Resource
Choose your city below to view local mortgage lenders in your area: