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Home Mortgage Loan Ratesin Georgia
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 06/07/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.056% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.707 Points$2,262 Points Fee
|
$6,357 Total Fees$4,095 Lender Fees
|
30 Years FixedVA Loan | |
|
6.099% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.857 Points$2,742 Points Fee
|
$7,792 Total Fees$5,050 Lender Fees
|
30 Years FixedVA Loan | |
|
6.161% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.592 Points$1,894 Points Fee
|
$5,894 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.206% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.965 Points$3,088 Points Fee
|
$7,088 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.432% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.676 Points$2,163 Points Fee
|
$6,163 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.818% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.535 Points$1,712 Points Fee
|
$6,412 Total Fees$4,700 Lender Fees
|
30 Years FixedVA Loan | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| 0% down payment USDA Loan options | ||||||
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| PenFed membership is open to everyone, including you. | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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