Home Mortgage Loan Ratesin Arkansas

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Arkansas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.595% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.583 Points$1,866 Points Fee
$7,866 Total Fees$6,000 Lender Fees
30 Years FixedVA Loan
5.609% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.876 Points$2,803 Points Fee
$13,003 Total Fees$10,200 Lender Fees
30 Years FixedVA Loan
5.667% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.720 Points$2,304 Points Fee
$6,304 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
5.690% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.528 Points$1,690 Points Fee
$6,873 Total Fees$5,183 Lender Fees
30 Years FixedVA Loan
5.698% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.756 Points$2,419 Points Fee
$7,419 Total Fees$5,000 Lender Fees
30 Years FixedVA Loan
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
5.538% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.577 Points$1,846 Points Fee
$5,846 Total Fees$4,000 Lender Fees
30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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