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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/26/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.743% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.949 Points$3,037 Points Fee
|
$13,237 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.892% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.300 Points$960 Points Fee
|
$4,960 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
5.907% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.000 Points$0 Points Fee
|
$5,495 Total Fees$5,495 Lender Fees
|
30 Years FixedVA Loan | |
|
5.929% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.704 Points$2,253 Points Fee
|
$6,253 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.105% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.626 Points$2,003 Points Fee
|
$7,998 Total Fees$5,995 Lender Fees
|
30 Years FixedVA Loan | |
|
6.243% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.855 Points$2,736 Points Fee
|
$8,736 Total Fees$6,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.535% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$5,395 Total Fees$5,395 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
PENNYMAC |
5.691% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.980 Points$3,136 Points Fee
|
$7,136 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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