Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.048% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,106 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.078% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
6.424% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.755 Points$2,416 Points Fee
$6,009 Total Fees$3,593 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.820 Points$2,624 Points Fee
$3,013 Total Fees$389 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$3,247 Total Fees$700 Lender Fees
 30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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