Home Refinance Loan Ratesin Vermont

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.135% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.940 Points$3,008 Points Fee
$5,003 Total Fees$1,995 Lender Fees
30 Years Fixed
6.464% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.935 Points$2,992 Points Fee
$2,992 Total Fees$0 Lender Fees
30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.993 Points$3,178 Points Fee
$3,973 Total Fees$795 Lender Fees
30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.812 Points$2,598 Points Fee
$3,993 Total Fees$1,395 Lender Fees
30 Years Fixed
6.512% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.659 Points$2,109 Points Fee
$8,909 Total Fees$6,800 Lender Fees
30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
30 Years Fixed
6.580% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.522 Points$1,670 Points Fee
$2,906 Total Fees$1,236 Lender Fees
30 Years Fixed
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
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6.437% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.649 Points$2,077 Points Fee
$2,077 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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