Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.521% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.625 Points$2,000 Points Fee
$5,296 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.599% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$3,608 Total Fees$1,208 Lender Fees
 30 Years Fixed
5.649% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.949 Points$3,037 Points Fee
$9,837 Total Fees$6,800 Lender Fees
 30 Years Fixed
5.716% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.735% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.805 Points$2,576 Points Fee
$3,871 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.823% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.801 Points$2,563 Points Fee
$2,563 Total Fees$0 Lender Fees
 30 Years Fixed
6.259% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.967 Points$3,094 Points Fee
$4,589 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.806% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.604 Points$1,933 Points Fee
$1,933 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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