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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/04/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.739% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,000 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.826% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.750 Points$2,400 Points Fee
|
$7,095 Total Fees$4,695 Lender Fees
|
30 Years Fixed | |
|
5.874% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,408 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.211% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.918 Points$2,938 Points Fee
|
$2,938 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.204% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.792 Points$2,534 Points Fee
|
$2,534 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.948% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.787 Points$2,518 Points Fee
|
$2,518 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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