Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.714% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.790 Points$2,528 Points Fee
$7,851 Total Fees$5,323 Lender Fees
 5 Years ARM
As low as 0% down options & down payment assistance
Refinance to lower your rate
A smarter way to get cash from your home
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.960 Points$3,072 Points Fee
$3,072 Total Fees$0 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in