Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.819% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.936 Points$2,995 Points Fee
$7,068 Total Fees$4,073 Lender Fees
 5 Years ARM
6.512% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.969 Points$3,101 Points Fee
$4,729 Total Fees$1,628 Lender Fees
 5 Years ARM
Discover multiple refinance options
Refinance to lower your rate
Low rates, quick quote & approval
As low as 0% down options & down payment assistance
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.941 Points$3,011 Points Fee
$3,011 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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