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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/07/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.194% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.500 Points$1,600 Points Fee
|
$6,923 Total Fees$5,323 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.239% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.883 Points$2,826 Points Fee
|
$4,029 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.252% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,408 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
6.286% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.967 Points$3,094 Points Fee
|
$9,894 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.337% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.924 Points$2,957 Points Fee
|
$2,957 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,623 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.829 Points$2,653 Points Fee
|
$4,048 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.391% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.603 Points$1,930 Points Fee
|
$3,424 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.291% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.433 Points$1,386 Points Fee
|
$1,386 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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