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Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/06/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.925 Points$2,960 Points Fee
|
$4,248 Total Fees$1,288 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,296 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,008 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
6.139% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,890 Total Fees$2,090 Lender Fees
|
30 Years Fixed | |
|
6.143% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.791 Points$2,531 Points Fee
|
$9,331 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.202% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.569 Points$1,821 Points Fee
|
$2,616 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.958 Points$3,066 Points Fee
|
$3,066 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.220% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.698 Points$2,234 Points Fee
|
$3,229 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.869 Points$2,781 Points Fee
|
$4,076 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.248% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.874 Points$2,797 Points Fee
|
$4,192 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.342% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.665 Points$2,128 Points Fee
|
$3,123 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.582% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,314 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
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| Your home's value could help you save. | ||||||
PENNYMAC |
6.192% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.714 Points$2,285 Points Fee
|
$2,285 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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