Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/31/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.879% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,499 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.024% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.725 Points$2,320 Points Fee
$5,388 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.068% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.787 Points$2,518 Points Fee
$6,713 Total Fees$4,195 Lender Fees
 30 Years Fixed
6.091% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.803 Points$2,570 Points Fee
$3,165 Total Fees$595 Lender Fees
 30 Years Fixed
6.114% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.715 Points$2,288 Points Fee
$4,283 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.902 Points$2,886 Points Fee
$3,981 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.265% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.734 Points$2,349 Points Fee
$9,149 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.603 Points$1,930 Points Fee
$1,930 Total Fees$0 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.742 Points$2,374 Points Fee
$2,374 Total Fees$0 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.820 Points$2,624 Points Fee
$3,812 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.399% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.730 Points$2,336 Points Fee
$5,183 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.974 Points$3,117 Points Fee
$4,812 Total Fees$1,695 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.700 Points$2,240 Points Fee
$3,735 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.280% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.323 Points$1,034 Points Fee
$1,034 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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