Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.867% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.939 Points$3,005 Points Fee
$4,193 Total Fees$1,188 Lender Fees
 5 Years ARM
5.962% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.914 Points$2,925 Points Fee
$7,424 Total Fees$4,499 Lender Fees
 5 Years ARM
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.735 Points$2,352 Points Fee
$4,147 Total Fees$1,795 Lender Fees
 5 Years ARM
6.204% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.858 Points$2,746 Points Fee
$7,828 Total Fees$5,082 Lender Fees
 5 Years ARM
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Refinance to lower your rate
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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