Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.338% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.897 Points$2,870 Points Fee
$7,483 Total Fees$4,613 Lender Fees
 5 Years ARM
6.454% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.878 Points$2,810 Points Fee
$7,176 Total Fees$4,366 Lender Fees
 5 Years ARM
6.875% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.947 Points$3,030 Points Fee
$4,125 Total Fees$1,095 Lender Fees
 5 Years ARM
6.876% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.941 Points$3,011 Points Fee
$8,341 Total Fees$5,330 Lender Fees
 5 Years ARM
6.971% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.874 Points$2,797 Points Fee
$7,392 Total Fees$4,595 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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