Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.867 Points$2,774 Points Fee
$4,374 Total Fees$1,600 Lender Fees
5 Years ARM
6.860% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.824 Points$2,637 Points Fee
$3,632 Total Fees$995 Lender Fees
5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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