Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.237% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$3,838 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.327% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.952 Points$3,046 Points Fee
$4,096 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.407% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$5,567 Total Fees$4,367 Lender Fees
 30 Years Fixed
6.440% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$6,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.442% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$6,530 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.445% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.483 Points$1,546 Points Fee
$2,341 Total Fees$795 Lender Fees
 30 Years Fixed
6.449% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.591 Points$1,891 Points Fee
$2,486 Total Fees$595 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.868 Points$2,778 Points Fee
$3,873 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.801 Points$2,563 Points Fee
$4,192 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.551% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.512 Points$1,638 Points Fee
$3,008 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.559 Points$1,789 Points Fee
$3,184 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.598% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.676 Points$2,163 Points Fee
$3,391 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.599% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.718 Points$2,298 Points Fee
$3,534 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.607% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.617% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.429 Points$1,373 Points Fee
$8,173 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.640% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.909 Points$2,909 Points Fee
$4,809 Total Fees$1,900 Lender Fees
 30 Years Fixed
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6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.819 Points$2,621 Points Fee
$2,621 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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