Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.765% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.920 Points$2,944 Points Fee
$4,939 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$3,332 Total Fees$132 Lender Fees
 30 Years Fixed
5.977% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.481 Points$1,539 Points Fee
$3,534 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.946 Points$3,027 Points Fee
$3,622 Total Fees$595 Lender Fees
 30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.820 Points$2,624 Points Fee
$3,919 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.999% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.996 Points$3,187 Points Fee
$4,375 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.070% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.562 Points$1,798 Points Fee
$2,848 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.911 Points$2,915 Points Fee
$2,915 Total Fees$0 Lender Fees
 30 Years Fixed
6.105% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.934 Points$2,989 Points Fee
$4,084 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.893 Points$2,858 Points Fee
$4,240 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.125% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,375 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.143% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.791 Points$2,531 Points Fee
$9,331 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.188% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.672 Points$2,150 Points Fee
$2,150 Total Fees$0 Lender Fees
 30 Years Fixed
6.202% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.569 Points$1,821 Points Fee
$2,616 Total Fees$795 Lender Fees
 30 Years Fixed
6.211% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.928 Points$2,970 Points Fee
$2,970 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.698 Points$2,234 Points Fee
$3,229 Total Fees$995 Lender Fees
 30 Years Fixed
6.232% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.799 Points$2,557 Points Fee
$3,785 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.845 Points$2,704 Points Fee
$4,099 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.434 Points$1,389 Points Fee
$3,171 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.665 Points$2,128 Points Fee
$3,123 Total Fees$995 Lender Fees
 30 Years Fixed
6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.611 Points$1,955 Points Fee
$1,955 Total Fees$0 Lender Fees
 30 Years Fixed
6.619% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.881 Points$2,819 Points Fee
$4,314 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.974 Points$3,117 Points Fee
$4,242 Total Fees$1,125 Lender Fees
 30 Years Fixed
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6.184% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.624 Points$1,997 Points Fee
$1,997 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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