Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.349% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.421 Points$1,347 Points Fee
$3,342 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.480% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$8,282 Total Fees$5,082 Lender Fees
 30 Years Fixed
6.551% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.542 Points$1,734 Points Fee
$6,001 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,995 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.582% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.554 Points$1,773 Points Fee
$2,823 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.584 Points$1,869 Points Fee
$3,072 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.593% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.850 Points$2,720 Points Fee
$3,261 Total Fees$541 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.599% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.625% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.965 Points$3,088 Points Fee
$4,183 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.631% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.963 Points$3,082 Points Fee
$4,377 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.637% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.988 Points$3,162 Points Fee
$4,557 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.641% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.995 Points$3,184 Points Fee
$4,812 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.668% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.964 Points$3,085 Points Fee
$9,885 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.711% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.578 Points$1,850 Points Fee
$3,086 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.712% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.902 Points$2,886 Points Fee
$2,886 Total Fees$0 Lender Fees
 30 Years Fixed
6.716% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.720% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.575 Points$1,840 Points Fee
$3,210 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.988 Points$3,162 Points Fee
$3,162 Total Fees$0 Lender Fees
 30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.822 Points$2,630 Points Fee
$3,425 Total Fees$795 Lender Fees
 30 Years Fixed
6.844% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.504 Points$1,613 Points Fee
$3,107 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.849% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.464 Points$1,485 Points Fee
$3,385 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.949% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
A smarter way to get cash from your home
Low rates, quick quote & approval
Proud to help you find the home loan of your future
Refinance to lower your rate
6.592% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.954 Points$3,053 Points Fee
$3,053 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in