Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.061% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.889 Points$2,845 Points Fee
$4,033 Total Fees$1,188 Lender Fees
 5 Years ARM
6.512% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.969 Points$3,101 Points Fee
$4,729 Total Fees$1,628 Lender Fees
 5 Years ARM
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Refinance to lower your rate
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.871 Points$2,787 Points Fee
$2,787 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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