Sort By:
Home Refinance Loan Ratesin South Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/08/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
6.386% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.567 Points$1,814 Points Fee
|
$4,609 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.462% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.476 Points$1,523 Points Fee
|
$2,918 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.764 Points$2,445 Points Fee
|
$3,681 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.488% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.719 Points$2,301 Points Fee
|
$3,795 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.426 Points$1,363 Points Fee
|
$8,163 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.506% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.746% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.911 Points$2,915 Points Fee
|
$4,105 Total Fees$1,190 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.329% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.840 Points$2,688 Points Fee
|
$2,688 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
South Dakota Cities Resource
Choose your city below to view local mortgage lenders in your area: