Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.200% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.247% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.974 Points$3,117 Points Fee
$4,305 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.263% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.856 Points$2,739 Points Fee
$4,734 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.520 Points$1,664 Points Fee
$2,714 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.575 Points$1,840 Points Fee
$3,222 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.355% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$7,976 Total Fees$5,176 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,010 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.930 Points$2,976 Points Fee
$3,996 Total Fees$1,020 Lender Fees
 30 Years Fixed
6.379% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.960 Points$3,072 Points Fee
$4,367 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.850 Points$2,720 Points Fee
$2,720 Total Fees$0 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.764 Points$2,445 Points Fee
$3,681 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.597 Points$1,910 Points Fee
$3,539 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.485% APR 6.374% Rate 30 day rate lock $1,997 Payment per month
0.828 Points$2,650 Points Fee
$3,745 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.728 Points$2,330 Points Fee
$3,725 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.719 Points$2,301 Points Fee
$3,795 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.490% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.426 Points$1,363 Points Fee
$8,163 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.770 Points$2,464 Points Fee
$2,464 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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