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Home Refinance Loan Ratesin Rhode Island
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/31/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.114% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.715 Points$2,288 Points Fee
|
$4,283 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.734 Points$2,349 Points Fee
|
$9,149 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.320% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.742 Points$2,374 Points Fee
|
$2,374 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.644% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.974 Points$3,117 Points Fee
|
$4,812 Total Fees$1,695 Lender Fees
|
30 Years Fixed | |
|
6.738% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.700 Points$2,240 Points Fee
|
$3,735 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Discover multiple refinance options | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.296% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.483 Points$1,546 Points Fee
|
$1,546 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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