Home Refinance Loan Ratesin Rhode Island

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.483% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.850 Points$2,720 Points Fee
$3,620 Total Fees$900 Lender Fees
 30 Years Fixed
6.695% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.721 Points$2,307 Points Fee
$2,307 Total Fees$0 Lender Fees
 30 Years Fixed
6.723% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.574 Points$1,837 Points Fee
$3,232 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.725% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.812 Points$2,598 Points Fee
$3,298 Total Fees$700 Lender Fees
 30 Years Fixed
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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