Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.863% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.864 Points$2,765 Points Fee
$4,053 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.876% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.104% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.990 Points$3,168 Points Fee
$3,918 Total Fees$750 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.189% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.682 Points$2,182 Points Fee
$2,571 Total Fees$389 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.855 Points$2,736 Points Fee
$2,736 Total Fees$0 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.740 Points$2,368 Points Fee
$3,068 Total Fees$700 Lender Fees
 30 Years Fixed
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6.050% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.538 Points$1,722 Points Fee
$1,722 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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