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Home Refinance Loan Ratesin Oregon
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/14/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.624% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,400 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.858% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.995 Points$3,184 Points Fee
|
$3,779 Total Fees$595 Lender Fees
|
30 Years Fixed | |
|
5.868% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,568 Total Fees$5,368 Lender Fees
|
30 Years Fixed | |
|
5.881% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.809 Points$2,589 Points Fee
|
$4,584 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.882% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.385 Points$1,232 Points Fee
|
$4,627 Total Fees$3,395 Lender Fees
|
30 Years Fixed | |
|
6.008% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.700 Points$2,240 Points Fee
|
$9,040 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.054% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.685 Points$2,192 Points Fee
|
$3,487 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.971 Points$3,107 Points Fee
|
$3,496 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.111% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.863 Points$2,762 Points Fee
|
$4,157 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.781 Points$2,499 Points Fee
|
$3,994 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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PENNYMAC |
6.056% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.602 Points$1,926 Points Fee
|
$1,926 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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