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Home Refinance Loan Ratesin Oregon
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/28/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.764% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,813 Total Fees$2,013 Lender Fees
|
30 Years Fixed | |
|
6.860% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,965 Total Fees$5,165 Lender Fees
|
30 Years Fixed | |
|
6.935% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.500 Points$1,600 Points Fee
|
$6,195 Total Fees$4,595 Lender Fees
|
30 Years Fixed | |
|
6.962% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.553 Points$1,770 Points Fee
|
$7,302 Total Fees$5,532 Lender Fees
|
30 Years Fixed | |
|
6.986% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.791 Points$2,531 Points Fee
|
$3,626 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
7.047% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.939 Points$3,005 Points Fee
|
$9,805 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.139% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.849 Points$2,717 Points Fee
|
$4,617 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
|
7.148% APR | 7.000% Rate 45 day rate lock | $2,129 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.187% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.623 Points$1,994 Points Fee
|
$1,994 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.194% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.238% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.667 Points$2,134 Points Fee
|
$3,628 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
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PENNYMAC |
7.055% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.658 Points$2,106 Points Fee
|
$2,106 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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