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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/19/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.494% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,346 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
5.649% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.949 Points$3,037 Points Fee
|
$9,837 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.735% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.805 Points$2,576 Points Fee
|
$3,871 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.836% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,011 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.938% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.259% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.967 Points$3,094 Points Fee
|
$4,589 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.803% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.574 Points$1,837 Points Fee
|
$1,837 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
Oklahoma Cities Resource
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