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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.333% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.532 Points$1,702 Points Fee
|
$2,890 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.598 Points$1,914 Points Fee
|
$2,964 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.459% APR | 6.374% Rate 30 day rate lock | $1,997 Payment per month |
0.546 Points$1,747 Points Fee
|
$2,842 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.578 Points$1,850 Points Fee
|
$3,086 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.485% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.366 Points$1,171 Points Fee
|
$7,971 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.608% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.500 Points$1,600 Points Fee
|
$3,595 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.848 Points$2,714 Points Fee
|
$2,714 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
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