Home Refinance Loan Ratesin Oklahoma

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.474% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.757 Points$2,422 Points Fee
$3,610 Total Fees$1,188 Lender Fees
 5 Years ARM
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America's #1 Retail Lender (Scottsman Guide)
5.082% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.939 Points$3,005 Points Fee
$3,005 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.

Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.

Oklahoma Cities Resource

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