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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/21/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,341 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.868 Points$2,778 Points Fee
|
$3,873 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.599% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.718 Points$2,298 Points Fee
|
$3,534 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.761 Points$2,435 Points Fee
|
$3,663 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.617% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.429 Points$1,373 Points Fee
|
$8,173 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.459% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.879 Points$2,813 Points Fee
|
$2,813 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
Oklahoma Cities Resource
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