Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.604% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.682 Points$2,182 Points Fee
$3,477 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.612% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.835 Points$2,672 Points Fee
$4,067 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.718% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.743 Points$2,378 Points Fee
$3,078 Total Fees$700 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$4,105 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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