Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$3,610 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.485% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.531 Points$1,699 Points Fee
$3,694 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.718 Points$2,298 Points Fee
$2,998 Total Fees$700 Lender Fees
 30 Years Fixed
6.794% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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