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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
|
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|
5.852% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.486 Points$1,555 Points Fee
|
$3,550 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.979% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,595 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.851 Points$2,723 Points Fee
|
$3,818 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.006% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.980 Points$3,136 Points Fee
|
$4,531 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.049% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.634 Points$2,029 Points Fee
|
$2,029 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.065% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.804 Points$2,573 Points Fee
|
$2,573 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.989 Points$3,165 Points Fee
|
$4,460 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.152% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,377 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.202% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.826 Points$2,643 Points Fee
|
$2,643 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.781 Points$2,499 Points Fee
|
$3,494 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.235% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.673 Points$2,154 Points Fee
|
$3,936 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.457% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.860 Points$2,752 Points Fee
|
$2,752 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.605% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.732 Points$2,342 Points Fee
|
$3,837 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.885 Points$2,832 Points Fee
|
$3,957 Total Fees$1,125 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.062% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.666 Points$2,131 Points Fee
|
$2,131 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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