Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.769% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.960 Points$3,072 Points Fee
$5,067 Total Fees$1,995 Lender Fees
30 Years Fixed
5.964% APR 5.875% Rate 35 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$3,090 Total Fees$1,490 Lender Fees
30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$3,601 Total Fees$1,095 Lender Fees
30 Years Fixed
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.897 Points$2,870 Points Fee
$4,165 Total Fees$1,295 Lender Fees
30 Years Fixed
6.059% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
6.079% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.726 Points$2,323 Points Fee
$3,073 Total Fees$750 Lender Fees
30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.981 Points$3,139 Points Fee
$3,839 Total Fees$700 Lender Fees
30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
30 Years Fixed
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5.955% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.867 Points$2,774 Points Fee
$2,774 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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