Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.008% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$4,597 Total Fees$1,995 Lender Fees
30 Years Fixed
6.108% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.886 Points$2,835 Points Fee
$2,835 Total Fees$0 Lender Fees
30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.788 Points$2,522 Points Fee
$3,617 Total Fees$1,095 Lender Fees
30 Years Fixed
6.232% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.702 Points$2,246 Points Fee
$3,641 Total Fees$1,395 Lender Fees
30 Years Fixed
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.866 Points$2,771 Points Fee
$4,166 Total Fees$1,395 Lender Fees
30 Years Fixed
6.261% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.691 Points$2,211 Points Fee
$9,011 Total Fees$6,800 Lender Fees
30 Years Fixed
6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.778 Points$2,490 Points Fee
$2,490 Total Fees$0 Lender Fees
30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.821 Points$2,627 Points Fee
$2,627 Total Fees$0 Lender Fees
30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.978 Points$3,130 Points Fee
$3,130 Total Fees$0 Lender Fees
30 Years Fixed
6.737% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.695 Points$2,224 Points Fee
$3,719 Total Fees$1,495 Lender Fees
30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Proud to help you find the home loan of your future
Discover multiple refinance options
Low rates, quick quote & approval
Refinance to lower your rate
6.291% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.437 Points$1,398 Points Fee
$1,398 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in