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Home Refinance Loan Ratesin Maine
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.138% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.971 Points$3,107 Points Fee
|
$5,102 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.239% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.983 Points$3,146 Points Fee
|
$3,941 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.489 Points$1,565 Points Fee
|
$2,853 Total Fees$1,288 Lender Fees
|
30 Years Fixed | |
|
6.380% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,490 Total Fees$2,090 Lender Fees
|
30 Years Fixed | |
|
6.401% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.826 Points$2,643 Points Fee
|
$9,443 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.463% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.612 Points$1,958 Points Fee
|
$2,953 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.770 Points$2,464 Points Fee
|
$3,859 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.585% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.884 Points$2,829 Points Fee
|
$2,829 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.591% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.636 Points$2,035 Points Fee
|
$3,030 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.604% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.675 Points$2,160 Points Fee
|
$3,455 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.632% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.719% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.972 Points$3,110 Points Fee
|
$3,110 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.851% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.568 Points$1,818 Points Fee
|
$3,313 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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PENNYMAC |
6.326% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.804 Points$2,573 Points Fee
|
$2,573 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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