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Home Refinance Loan Ratesin Maine
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.135% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.940 Points$3,008 Points Fee
|
$5,003 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.243% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,495 Total Fees$5,295 Lender Fees
|
30 Years Fixed | |
|
6.493% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,973 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.812 Points$2,598 Points Fee
|
$3,993 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.512% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.659 Points$2,109 Points Fee
|
$8,909 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.539% APR | 6.490% Rate 45 day rate lock | $2,021 Payment per month |
0.512 Points$1,638 Points Fee
|
$1,638 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.580% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.522 Points$1,670 Points Fee
|
$2,906 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.586% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.442% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.699 Points$2,237 Points Fee
|
$2,237 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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