Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/29/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.282% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.860 Points$2,752 Points Fee
$5,419 Total Fees$2,667 Lender Fees
 30 Years Fixed
6.568% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.817 Points$2,614 Points Fee
$2,614 Total Fees$0 Lender Fees
 30 Years Fixed
6.577% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.574 Points$1,837 Points Fee
$3,132 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.709% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.650 Points$2,080 Points Fee
$2,780 Total Fees$700 Lender Fees
 30 Years Fixed
6.716% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.731% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,610 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.735% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.559 Points$1,789 Points Fee
$3,676 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$4,105 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.794% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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