Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.596 Points$1,907 Points Fee
$4,574 Total Fees$2,667 Lender Fees
30 Years Fixed
6.593% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.854 Points$2,733 Points Fee
$3,433 Total Fees$700 Lender Fees
30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.586 Points$1,875 Points Fee
$3,170 Total Fees$1,295 Lender Fees
30 Years Fixed
6.623% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.794 Points$2,541 Points Fee
$4,428 Total Fees$1,887 Lender Fees
30 Years Fixed
6.629% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,410 Total Fees$1,210 Lender Fees
30 Years Fixed
6.692% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
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Refi from your sofa. It’s surprisingly simple.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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