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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Pay $0 origination fees and keep more money in your pocket | View Details Sponsored
|
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|
6.551% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.542 Points$1,734 Points Fee
|
$6,001 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.585% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.594 Points$1,901 Points Fee
|
$2,951 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.625% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.965 Points$3,088 Points Fee
|
$4,183 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.668% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.964 Points$3,085 Points Fee
|
$9,885 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.711% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.578 Points$1,850 Points Fee
|
$3,086 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.712% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.716% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.729% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.822 Points$2,630 Points Fee
|
$3,425 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.844% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.504 Points$1,613 Points Fee
|
$3,107 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.949% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,400 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.994 Points$3,181 Points Fee
|
$3,181 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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