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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/21/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.202% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.969 Points$3,101 Points Fee
|
$7,368 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,341 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.450% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.489 Points$1,565 Points Fee
|
$2,615 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.868 Points$2,778 Points Fee
|
$3,873 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.576% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.897 Points$2,870 Points Fee
|
$2,870 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.599% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.718 Points$2,298 Points Fee
|
$3,534 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.617% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.429 Points$1,373 Points Fee
|
$8,173 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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PENNYMAC |
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.889 Points$2,845 Points Fee
|
$2,845 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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