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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/06/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.632 Points$2,022 Points Fee
|
$3,072 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.119% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.934 Points$2,989 Points Fee
|
$4,084 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.134% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.769 Points$2,461 Points Fee
|
$9,128 Total Fees$6,667 Lender Fees
|
30 Years Fixed | |
|
6.143% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.791 Points$2,531 Points Fee
|
$9,331 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.188% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.672 Points$2,150 Points Fee
|
$2,150 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.202% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.569 Points$1,821 Points Fee
|
$2,616 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.220% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.698 Points$2,234 Points Fee
|
$3,229 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.869 Points$2,781 Points Fee
|
$4,076 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.342% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.665 Points$2,128 Points Fee
|
$3,123 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.611 Points$1,955 Points Fee
|
$1,955 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.582% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,314 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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| Your home's value could help you save. | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.694 Points$2,221 Points Fee
|
$2,221 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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