Refinance Mortgage Rates for Indiana HomesLow Rates - 2% 2.25% 15 years. Find Lowest Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Indiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.242% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.981 Points$3,139 Points Fee
$4,327 Total Fees$1,188 Lender Fees
 5 Years ARM
5.685% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
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5.449% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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